body { font-family:Garamond , Optima ,serif;
font-size:12pt;
  background-image:url(images/H5.jpg); background-repeat:no-repeat;
  background-attachment:fixed; padding:0px; }

a:link { color:#004080; text-decoration:none; letter-spacing: 0.2em;}
a:visited { color:#004080; text-decoration:none;  letter-spacing: 0.2em;}
a:hover
{
	color: #004080;
	text-decoration:none; 
	background-color: #efefef;
	letter-spacing: 0.2em;
	border-left: solid 1px #004080; 
}
a:active{
	color: #004080;
	text-decoration:none; 
	background-color: #efefef;
	letter-spacing: 0.2em;
	border: solid 1px #004080; 
}
a:focus {
	color: #004080;
	text-decoration:none; 
	background-color: #efefef;
	letter-spacing: 0.4em;
	border-left: solid 1px #004080; 
}
 
 .a
 {
 	margin-left: 60px;
 	width: 550px;
 	font-family: Lucida Grande;
 }
.b { font-size:125%; background-color:#F7F7F7; }
.c { font-size:125%; color:#004080; }
.d {
	color: #004080;
	text-decoration:none; 
	background-color: #efefef;
	letter-spacing: 0.5em;
	border: solid 1px #004080; 
}
.StKH {
		font-size:14pt;
		margin-top:10px;
		margin-bottom:10px; 
		color: #004080;
		letter-spacing: 0.5em;
}
.e { margin-left:5px; 
}